United States Small Business Administration (SBA)

Disaster Loan Programs


Economic Injury Disaster Loan Program

This program provides targeted, low-interest loans to small businesses and nonprofits that have been severely impacted by the Coronavirus (COVID-19). The SBA’s Economic Injury Disaster Loan program provides small businesses with working capital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.

SBA Express Bridge Loans

This program allows small businesses who currently have a business relationship with an SBA Express Lender to access up to $25,000 with less paperwork. These loans can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing and can be a term loan or used to bridge the gap while applying for a direct SBA Economic Injury Disaster loan.

United States Department of Labor

Guidelines on Preparing Workplaces for COVID-19

Occupational Safety and Health Administration (OSHA)

Information for Employers and Employees

Fair Labor Standards Act and Job-Protected Leave Under the Family and Medical Leave Act

Maryland Department of Commerce

Small Business Resources

Maryland Small Business COVID-19 Emergency Relief Loan Fund 

This $75 million loan fund offers no interest or principal payments due for the first 12 months, then converts to a 36-month term loan of principal and interest payments, with an interest rate at 2%

Maryland Small Business COVID-19 Emergency Relief Grant Fund

This $50 million grant program offers grant amounts up to $10,000, not to exceed 3 months of demonstrated cash operating expenses for the first quarter of 2020.

Maryland COVID-19 Emergency Relief Manufacturing Fund

This $5 million incentive program helps Maryland manufacturers to produce personal protective equipment (PPE) that is urgently needed by hospitals and health-care workers across the country. 

Maryland Department of Labor

COVID-19 Layoff Aversion Fund

In an effort to help businesses keep employees on the payroll as social distancing and teleworking is implemented, the Maryland Department of Labor has created a COVID-19 Layoff Aversion Fund of up to $50,000 per applicant. That funding can be used to cover the costs of purchasing remote access equipment and software, sanitation services to enable small businesses to keep employees at work on site, liability insurance for restaurants that convert to delivery, and more.

Maryland Business Express

Guidance and an FAQs

Baltimore Development Corporation (BDC)

Business Assessment Survey

BDC has developed a quick survey (5 minutes total) to help them focus their efforts on providing support during Coronavirus.


Baltimore Together Resources

BDC has published a website, Baltimore Together, which aggregates resources available to small businesses, along with a database of restaurants open for takeout and delivery

Downtown Partnership

Downtown Partnership Business Resources

Complete list

Baltimore Micro Loan Fund Loans

Facebook Small Business Grants

Baltimore Business Lending Loan

Entrepreneurs of Color Fun Loans ($5K-$250K)

Harbor Bank Business Loan

Kiva Baltimore Loan (up to $10K & expanded for Coronavirus)


MCE Micro and Business Loan

Military Personnel and Veteran-Owned Small Business Loan Program (up to $50k)

Micro-enterprise Loan Program

Neighborhood BusinessWorks Loan

Program for Investors in Microentrepreneurs

The VOLT Fund Loans ($25K-$500K)

Honeycomb Credit Small Business Relief Loan

United Way Community Response and Recovery Fund

Downtown Partnership Tech Connect Grant

Downtown Partnership Facade Improvement Grant

Baltimore Development Corporation Facade Improvement Grant







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P.O. Box 22982  Baltimore, Maryland 21203

By Authority: Friends of Leon Pinkett, Andre Ferrell, Treasurer